Dato: 7. november 

Tid: 08.30 - 10.00 

Sted: Kirkegata 23-25, Oslo 

Meld deg på / Register 

The event will be held in English

Regjeringen har nylig styrket forbrukernes rett til å betale med kontanter. Hvorfor? Handler det om geopolitisk uro og redsel for cyberangrep og hacking? Om at personinformasjon – og pengene dine – kan komme på avveie? Er årsaken at vi blir mer sårbare når vi gjør oss avhengige av teknologi? Eller om at folk synes det er vanskelig å forstå og å bruke teknologien? Blir Norge noen gang kontantfritt? 

Finansielle tjenester som bruker teknologi (FinTech) har blant annet gitt oss raskere behandlingstider for transaksjonerbrukervennlig tilgang til flere typer finansielle tjenester og folkefinansierte lån. Og kryptovaluta. Hvilken teknologisk utvikling vil vi se innen finanssektoren i de kommende årene?  

Vi inviterer til Kristianiafrokost, der vi tar opp mulighetene, risikoene og utfordringene, og drøfter løsninger for tygge, effektive og robuste digitale finansielle tjenester i fremtida. I panelsamtalen spør vi: Hvordan vil et kontantfritt Norge utfordre sikkerhet, politikk og forbrukeren?  

Program: 

08.00 - 08.30: Coffee and registration

08.30 - 08.35: Welcome / Helene Lie Røhr, Vice Dean, School of Economics, innovation and technology, Kristiania 

08.35 - 08.55: The state of blockchain and FinTech in the Nordics / Roman Beck, Head of European blockchain center, Denmark 

08.55 - 09.10: Unlocking Potential: The Impact of Open Banking on Financial Services /Ahmad Ghazawneh, Associate Professor, School of Economy, Innovation and Technology, Kristiania 

09.10 - 09.40: Discussion: In what way would a cashless society challenge security, politics, and consumers in Norway?

Panel participants:

Gry Nergård, consumer director, FinansNorge

Yngvar Ugland, Director of Innovation, DNB

Moutaz Haddara, professor, School of Economics, Innovation and Technology, Kristiania

Roman Beck, Head of European blockchain center, Denmark 

About the participants:

Roman Beck

Roman Beck is Full Professor within the BusinessIT department and Head of the European Blockchain Center at IT University of Copenhagen. As a blockchain economist, his research focuses on the role of changing nature of work due to blockchain with focus on governance and value creation in decentralized systems. He is the representative of Denmark at the European Blockchain Partnership Technical Working Group at the EU Commission in Brussels. He is also on several digital advisory boards and advises regulatory agencies. 

Gry Nergård

Gry Nergård is the Director of Consumer Policy at Finance Norway (one of the largest associations within NHO), in the Department of Digital Resilience. Among other things, she is responsible for the industry's joint anti-fraud efforts and financial inclusion. Nergård is a lawyer and was previously the Consumer Ombudsman, which is now a part of the Norwegian Consumer Authority (Forbrukertilsynet).

Ahmad Ghazawneh

Ahmad Ghazawneh is an Associate Professor of Information Systems at Kristiania and a founding member and academic partner at the European Blockchain Center in Copenhagen. With a robust presence in both academia and industry, he specializes in Fintech, Blockchain, and AI, with a particular focus on Open Banking. Ahmad has extensively researched and published on major cases such as Nordea Bank, contributing to the broader understanding of these technologies' impacts. He also collaborates with industry leaders to drive innovation and practical applications in these fields.

Yngvar Ugland

Yngvar Ugland is currently leading the DNB NewTechLab, whose team delves into the uncharted territories of new technology from their bases in Oslo, San Francisco and Palo Alto. Between 2020 and 2024 Ugland was Norway’s first ever Consumer Technologist. He serves as an Industry Professor II at the Norwegian School of Economics (NHH) and has lectured on Moonshot innovation at Singularity University and Rehumanize Institute, and has played a pivotal role in building products, technologies and companies. Ugland has co-authored several books and in 2023 he was nominated Nordic AI Influencer Award of the Year. 

Moutaz Haddara

Moutaz Haddara is a Professor of information systems, Founding Director of the IDEAS Lab, and an expert in the field of information systems and technology management. He is affiliated with several international universities and has carried out extensive research and development within innovation, digital transformation, technology adoption, use, and integration. He is also the Program Director of the PhD. program in Applied Information Technology at SEIT.